We offer flexible investment options to help you reach your retirement goals.
From preset plan options to highly customizable allocations, there is an option for everyone. Each investment option is unique and has its own specific investment objective. The choice of how to invest your contributions is entirely up to you. You exercise control over which investment options you want to invest in.
Each of our Preset Plan options provides strategic set asset allocations as a starting point. You have the option to invest in any or all of them. The Custom Allocation plan is highly customizable. You can create your own custom portfolio from any of the six asset classes or, if you would like, you can invest in a mixture of any of the Preset Plan options and asset classes.
If you do not select any of the plan options upon enrollment, you will automatically opt into the Default Plan.
Individual pages for each of these plans are under construction, so check back again soon!
For descriptions of asset classes, please see the bottom section of this page.

Set Rate
Strategy
Asset Class
A mixture of Equities and Fixed Income adjusted to meet a board-directed rate of return
An individual page is under construction

Moderate
Strategy
% Asset Class
10% All Cap Growth
15% Large Cap Growth
15% Large Cap Value
60% Short Term Fixed Income
An individual page is under construction

Default
Strategy
% Asset Class
40% Intermediate Fixed Income
30% Large Cap Growth
30% Large Cap Value
An individual page is under construction

Maximum
Strategy
% Asset Class
80% All Cap Growth
10% Real Estate (REITs)
10% Short Term Fixed Income
An individual page is under construction

Custom
Allocation
Asset Classes
Personalize your allocation with these options:
Any of our Preset Plans
Intermediate Fixed Income
Large Cap Growth
Large Cap Value
Short Term Fixed Income
All Cap Growth
Real Estate (REITs)
An individual page is under construction
Intermediate Fixed Income
- Fixed Income strategy that seeks strong risk-adjusted returns while focusing on safety of principal and liquidity over an intermediate investment horizon.
- The strategy will invest in a broad range of investment-grade fixed-income securities and is managed through a top-down or broad economic investment approach.
- The investment team works within established constraints to maintain broad diversification with highly liquid bonds that pass strict credit and structural analysis.
- Designed to provide an income advantage while managing overall portfolio risk exposures.
Large Cap Growth
- Appropriate for investors seeking exposure to high quality, profitable and disruptive large size companies with the potential to grow at above market rates for the long term.
- A diversified portfolio that emphasizes active controls to mitigate single stock risk.
- Focuses attention on the best companies to own in each sector without trying to time broader market movements.
- Emphasis on capital appreciation.
Large Cap Value
Please Note: Within our plans, the term “Discipline Value” has changed to “Large Cap Value,” which refers to the underlying asset class.
- Focused on buying large size, undervalued companies with unrecognized long-term growth prospects.
- Large-value stocks are often mature and stable companies that typically pay regular dividends.
- Seeks long-term repositioning and value from companies that have sizeable potential for better earnings than market has priced into the stock.
- Emphasis on both income and capital appreciation.
Short Term Fixed Income
The strategy is designed to provide attractive levels of income consistent with capital preservation while limiting maturities to a maximum of seven years. Key elements of the strategy include:
- An actively managed blend of U.S. Treasury, Agency, and investment grade corporate bonds.
- Adherence to all applicable Social and Religious Responsible Investment Guidelines.
- Active risk management with a focus on minimizing interest rate risk and credit risk.
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- Portfolio duration ranges from 2-3 years and is adjusted as needed to optimize risk/reward.
- Average credit rating of A or better.
- Exposure to specific sectors is capped to prevent sector-specific portfolio risk.
All Cap Growth
- Invests in leading companies that are participating in major disruptions in the economy.
- These disruptions are induced by new technological solutions and innovations.
- All size companies—large, medium, and small—believed to have superior growth characteristics will be considered for investment.
- Focus on companies with fundamentally strong revenue growth and earnings growth.
- Emphasis on capital appreciation.
Real Estate (REITs)
- A Real Estate Investment Trust (REIT) is a company that owns, operates, or finances income-producing properties including apartment buildings, cell towers, data centers, hotels, medical facilities, offices, retail centers, and warehouses.
- Most REITs are publicly traded like stocks, which makes them highly liquid (unlike physical real estate investments).
- REITs provide asset class diversification, an increasing income stream to help offset rising inflation, and long-term growth potential in underlying property values.
- Emphasis on income and capital appreciation.